Looking for investment guidance?

Feel free to schedule an appointment with a financial advisor.

“Hard-earned money.”

You have heard that phrase time and again.
That is exactly how we see money: it is dear, precious, and yes, hard earned – every cent.

Investment Management

Money must be tended, nurtured, grown and in the end work for you. At Greenspring we work with clients to develop customized, comprehensive wealth management strategies so money does not just sit but grows enabling our clients to meet their goals and objectives.

Greenspring Advisors Investment Management Services Maryland New Jersey
Greenspring Advisors Investment Management Services Maryland New Jersey

Our Clients

Our clients are from all walks of life. We work with individuals, families, non-profits, and corporations. We work with retirees who are looking to preserve assets or need expertise around issues like estate planning. We work with younger individuals and families who need a financial plan and are focused on growth, saving for college, or a new house. Our clients have an eye on the long term, growing their money steadily over time. We stay away from investors aiming for short-term gains who like to jump in and out of the market based on what they hear on the news.

Risk Tolerance

Understanding risk tolerance is one of the first steps we take when sitting down with clients whether they are new or have been with us for years. Assessing risk tolerance is one of the foundations for creating a sound plan. Everything is on the table. We discuss how clients reacted to the plunging market in 2008. What if 20 or 30 percent of their portfolio was wiped out in a single day? How much risk are they willing to take? How much risk should they take? We want clients to feel comfortable and sleep well at night knowing their money is safe and in the appropriate investments.

The Plan

Once risk tolerance is established, we customize our client’s portfolio based on what they want to achieve. Do they want to keep working? Do they want to retire as soon as possible? Are they trying to preserve assets or are they looking to take on more risk because they have years of investing ahead? We have a solution for every customer and for every situation.

Our Philosophy

Our investment philosophy relies on data, evidence, and logic. We never rely on guesswork or gut instinct. We control what we can control. Many investors try to control the market by timing it. They are in and out of investments reacting more on emotion, news, momentum and guessing where stocks or bonds are heading.

We control what we can control by using index funds, mutual funds, and Exchange Traded Funds (ETFs) to diversify our holdings and spread risk. We cherry pick the best funds in the best accounts. We like to buy funds that run the gamut of the market – a little bit of everything – while keeping costs and taxes low. When the market sells off, we are poised to scoop up the good deals.

Small Stock Strategy

While index funds, mutual funds and ETFs help diversify our clients’ portfolios and minimize risk, our advisors use additional strategies proven to be successful. One of those strategies is investing in small companies that are found on the Russell 3000. Another is investing in “value” stocks or shares of companies we believe hold great promise but are selling at a low price. These strategies provide additional opportunities for our clients and have proven over time to boost performance.

Discipline is Key

One of our missions is to make sure our clients stick to the strategy we put together and remain discipline investors. It is easy to be disciplined when the market climbs day after day, but when stocks tumble some investors react abruptly and want to change courses. Greenspring advisors have decades of experience. We know how the market behaves. We know what drives it and what makes it pull back. We know that the market falls 10 percent every 18 months and that there will be a bear market every five years. We also know how to prepare our clients for periods when the market’s performance is lackluster. We remind our clients that stocks returned on average more than 11 percent over the past 10 years, so even if there are bumps and bruises along the way, there are few substitutes for investing in the markets. At the end of the day, we are data driven, conservative and disciplined. We are fiduciaries who have our clients’ best interest in mind every day of the week.


Our commitment to our clients is deep. Overseeing their portfolio of investments, their retirement, college fund or legacy is a privilege. We are available by phone, email or in person to answer questions when investments are preforming well and especially in times when the market isn’t favorable. We are stewards of their hard-earned money, and we want to see it grow.

How To Select a Fee-Only Advisor

Fee-Only advisors remove conflicts of interest associated with financial advice. Selecting your match begins with a few simple questions.

Private Wealth Insights

Money Values

This week Greenspring’s Women & Wealth group hosted a Conversation Circle to discuss our own relationships with money. If you aren’t familiar with a Conversation Circle it is an opportunity for a small group to come together for a facilitated discussion to share stories and experiences. The Circle allows us to self-reflect as well as draw wisdom from others. As Wealth Managers it is second nature to ask our clients questions to draw out what their greatest fears and concerns are about money so that we can determine the best way we can help. As was the case with the cobbler whose children had no shoes, we often don’t pause to examine our own relationship with money.

Behavioral Hacks for Your (Financial) New Year’s Resolutions

With the end of the year rapidly approaching, the time is once again upon us to set our New Year’s resolutions. Many of us will make our well-intentioned resolutions to get out of debt, increase our savings, or stick to a budget, only to find that we have fallen right back into our old habits by the time March rolls around. Sticking to New Year’s resolutions can be incredibly challenging, particularly when it comes to our finances. However, there are some tricks you can use to not only help you stick to your resolutions, but also set yourself and your family up for a successful financial future.

Talking Money this Holiday Season

With the fall and winter holiday season rapidly approaching, many are prepping to host their traditional family gatherings in new and creative ways in light of the COVID-19 pandemic. While the settings may be different this year, and we may be gathering virtually, one thing is unlikely to change: when family and friends gather, uncomfortable topics will come up in conversation. One of those topics is likely money and personal finances. In July of 2019, TD Ameritrade conducted a study that asked participants about their comfort levels discussing certain issues, primarily focusing on money/personal finances.