Compliance Insights

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SECURE Act 2.0: What 401(k) Managers Need to Know for 2024

SECURE Act 2.0 Long-term, part-time employees become eligible to participate in the 401(k) plan. Catch-up contributions are required to be Roth if the participant earns more than $145,000 in W-2 compensation.

2023 Compliance Calendar

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2022 Compliance Calendar for 401(k) Plans

The Evidence Behind The Argument For Passive Management

“Passive” management (often referred to as “indexing”) is actually not a great descriptor, so let me quickly explain the difference between this style of investing and the traditional approach often referred to as “active management.”

Just Another Reason To Avoid Big Wall Street Firms

The more things change, the more they stay the same.  For all the advertising and PR big financial firms are doing to show how they are “on your side,” not much has changed over the years.

An Ironic Twist to 401k Fee Lawsuit Settlements

In-Plan Roth 401(k) Conversion- Is It Right For You?

A Roth IRA is a wonderful vehicle, especially if someone has already maxed out their other tax-advantaged accounts (e.g., 401K).  For those not eligible for a Roth IRA or those who can’t get enough Roth, there is a relatively new option.