J. Patrick Collins Jr., CFP®, EA

Partner & CEO

Experience & Expertise

Pat is the CEO and co-founder of Greenspring Advisors. He has been involved in the financial services industry since 2000 and previously worked for Merrill Lynch. He earned a Bachelor of Science from Pennsylvania State University and is a CERTIFIED FINANCIAL PLANNER® professional and an Enrolled Agent with the Internal Revenue Service (IRS).

Pat is involved in several charitable organizations, serving as a Board Member for Leadline Ministries, past Treasurer and Board Member of New Song Community Learning Center, and a mentor to entrepreneurs through Innovation Works. He and his wife, Beth, founded The Greenspring Advisors Financial Planning Scholarship through Towson University.

Pat was named a Most Admired CEO by the Daily Record in 2023. He is a frequent speaker at industry conferences and events and is often featured in local, industry, and national media. Under Pat’s leadership, Greenspring was named one of the Largest Fee-Only Advisors by Financial Planning in 2023 and has been named a Best Place to Work from Pensions and Investments in 2023.

Pat is married to Beth and has two sons. In his free time, he enjoys golfing, traveling, and spending time with his family and friends.

Please see below for award disclaimers.

Get Better Acquainted With Pat

Favorite Thing About Working With Clients

“Helping clients articulate what is most important to them, then helping them develop a plan on how they will achieve it.”

My Philosophy On Client Service

“Do what you say you are going to do. Ben Franklin said it best, ‘Well done is better than well said.”

Maryland New Jersey Pennsylvania 
B.S. from Penn State University
CERTIFIED FINANCIAL PLANNER®
Enrolled Agent with the IRS
The Daily Record’s Most Admired CEOs | 2023 Honoree
The Daily Record’s 2023 Banking and Financial Services Power List

Please see below for award disclaimers.
West Chester, PA
Penn State University
Search Ministries
Golf
Spending time with friends and family
Trust The Evidence
What I Love About Greenspring

“The people- we have some of the smartest, most passionate people working here. It is truly a gift to work alongside them.”

Recent Insights

Debunking the Myth: Why an Inverted Yield Curve Doesn’t Always Spell Recession

In the world of finance, few indicators strike fear into the hearts of investors quite like the dreaded inverted yield curve. It's often hailed as an ominous harbinger of economic downturns, sending shockwaves through markets and sparking widespread concern. But does an inverted yield curve truly signify an impending recession every time? Let's delve into this financial phenomenon and separate fact from fiction.

Tax Drag: Picking Up Nickles

“Picking up nickels in front of a steamroller” is an old saying in the investment world to describe a strategy that has small, positive, and fairly regular returns, with the occasional huge risk that can wipe you out. Tax planning around your investments gets half of the saying right, in that tax planning is like picking up nickels, which can generate small, positive, and fairly regular returns – if you do it right.

September 2022 Market Commentary

For 2022, it may feel like the theme has been “nowhere to hide.” As this is written, the year-to-date performance of stocks is -22.17% and typically stable bonds are -13.54% through 9/22/2022. So, what is going on? While no one knows for sure what drives the stock and bond market in the very short-term, I think it is safe to say there are a few issues that are weighing on investors’ minds:

Greenspring News

Greenspring Ranked As A Top 100 Registered Investment Advisor for 2015

Greenspring Ranked As One Of The Country’s Top Independent Advisory Firms

Greenspring Advisors named to the 2020 Financial Times 300 Top 100 Registered Investment Advisers

The Daily Record’s Most Admired CEO was awarded on September 25th, 2023, based on the time period of August 2023. It was provided by The Daily Record and there was a $20 application filing fee associated with this award. Financial Planning’s RIA Leaders 2023: Largest Fee-Only RIAs list ranking was released on November 22nd, 2023, based on the time period of the year prior and Form ADV filings. It was provided by Financial Planning in conjunction with COMPLY. Greenspring Advisors did not pay to participate. The Pensions & Investments Best Places to Work in Money Management 2023 was awarded on December 11th, 2023 based on the time period of the year prior and a survey of both the employees and employer. This was awarded by Pensions & Investments. Greenspring Advisors did not pay to participate. The Daily Record’s 2023 Banking and Financial Services Power List was awarded on July 31st, 2023, based on the time period of the prior year. It was provided by The Daily Record and was selected by a panel of editors. Greenspring Advisors did not pay to be considered. Third party rankings and recognitions are no guarantee of future investment outcomes and do not ensure a client or prospective client will experience a higher level of performance results. Greenspring Advisors has a reasonable basis for believing that any questionnaire or survey used in the preparation of these third-party ratings are structured to make it equally easy for a participant to provide favorable and unfavorable responses and are not designed or prepared to produce any predetermined result.