Four Points to Keep in Mind in a Down Stock Market
After more or less a flat year in 2015, the broad U.S. stock market is down, as of mid-March in 2016. But that's no reason to throw up your hands in despair. Instead, this is a time to remember that disciplined investing is what matters most.
It's easy to stay invested when the market's going great guns. What takes discipline is staying the course when things get rough—instead of making rash moves that may actually cut into your long-term investment returns.
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More Conflicts At Big Brokerage Firms
Did you ever wonder how a financial advisor makes their investment recommendations? There are thousands of mutual funds on the market today. How does he/she pick one over the other? If your advisor works for a big brokerage firm like Morgan Stanley or Merrill Lynch, some of the decision-making is taken out of his/her hands.
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Trust Can Be a Vital Ingredient in a Good Will
As they age, many people naturally begin to focus on their wills. While planning your bequests is always a good idea, people often overlook a crucial option: Instead of using a simple will, use a will with a built-in trust. In many cases, with the guidance of a qualified attorney, a trust can be more effective than a simple will in achieving your estate goals, and provides far more flexibility for changing life circumstances.
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MoneyTalks- The Importance of Financial Discussions at Every Stage of Life
From the time we begin to conceptualize how money and finances impact every facet of our lives, we are also faced with the uncomfortable realization that no one likes to talk about money. Issues surrounding finances and money are among the primary catalysts for family arguments, marital problems and divorce, failed business partnerships (no surprise there), and even dissolved friendships. So, why, if we know how important these issues must be to most of us that they result in so many ended relationships, would we not begin to address the root cause of these problems? Poor communication.
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