Private Wealth Management Insights

Greenspring Advisors Financial Planning Insights

Why Many Salesmen Want You to Buy an Annuity

Although there may be some rare occasions where certain types of low-cost, no load annuities may make sense, the study's results amount to a big, fat, buyer-beware regarding annuities and those who sell them. So when you get that free-lunch invitation, beware. And, ideally, sit down with a fee-only financial adviser, who doesn't earn sales commissions, to get an objective second opinion before seriously considering turning over your hard earned dollars.
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Greenspring Advisors Financial Planning Insights

Take Steps to Get the Most Out of Your 401(k)

How much money you have in your 401(k) account when you retire depends in part on how you handle it (the choices you make), having a solid plan for managing it and the degree of discipline you bring to this challenge.
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Endowments and Foundations Investments Insights Greenspring Advisors Investment Planning Insights

Four Points to Keep in Mind in a Down Stock Market

After more or less a flat year in 2015, the broad U.S. stock market is down, as of mid-March in 2016. But that's no reason to throw up your hands in despair. Instead, this is a time to remember that disciplined investing is what matters most. It's easy to stay invested when the market's going great guns. What takes discipline is staying the course when things get rough—instead of making rash moves that may actually cut into your long-term investment returns.
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Greenspring Advisors Financial Planning Insights

Avoid These Mistakes When Seeking a Mortgage

Finding an affordable home you like is only half the battle. The other half is getting a suitable mortgage at a suitable cost.
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Greenspring Advisors Financial Planning Insights

More Conflicts At Big Brokerage Firms

Did you ever wonder how a financial advisor makes their investment recommendations?  There are thousands of mutual funds on the market today.  How does he/she pick one over the other?  If your advisor works for a big brokerage firm like Morgan Stanley or Merrill Lynch, some of the decision-making is taken out of his/her hands.
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Greenspring Advisors Retirement Planning Insights

Your Best Retirement Planning Moves 5, 10, and 20 Years Out

No matter how far or near retirement is for you, there are smart moves you can make to help put you in a better position for your financial future.
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Greenspring Advisors Financial Planning Insights

Solid Portfolio Lets You Avoid Market Blips

History has demonstrated that if you're patient, over time you can reap substantial rewards from financial markets, assuming that you've invested wisely.
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Greenspring Advisors Financial Planning Insights

Trust Can Be a Vital Ingredient in a Good Will

As they age, many people naturally begin to focus on their wills. While planning your bequests is always a good idea, people often overlook a crucial option: Instead of using a simple will, use a will with a built-in trust. In many cases, with the guidance of a qualified attorney, a trust can be more effective than a simple will in achieving your estate goals, and provides far more flexibility for changing life circumstances.
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Greenspring Advisors Retirement Planning Insights

Don’t Touch Your 401(k)

Unless you need the money for a dire emergency, absolutely, unequivocally not - for a host of reasons. Making withdrawals from your 401(k) defeats the purpose of these plans - to enable you to build resources for a secure retirement during your working years.
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