2026 Contribution Limits

The new Retirement Plan Contribution Limits are official!

The following limits are going up for 2026:

  • Maximum contributions for 401(k), 403(b) and 457 increased to $24,500
  • Maximum contributions for SIMPLE retirement accounts increased to $17,000
  • Maximum contributions for Defined Contribution Limit increased to $72,000
  • Super Catch-up for Age 60-63 remained the same at $11,250

Review the full list of contribution limit changes below and share with your plan participants!

2026 Contribution Limits

Greenspring Advisors_2026 Contribution Limits

 

Greenspring Advisors

www.greenspringadvisors.com

One West Pennsylvania Avenue, Suite 500

Towson, Maryland 21204 | 443-564-4600

This information was developed as a general guide to educate plan sponsors and is not intended as authoritative guidance or tax/legal advice. Each plan has unique requirements, and you should consult your attorney or tax advisor for guidance on your specific situation.

©401(k) Marketing, LLC.  All rights reserved. Proprietary and confidential.  Do not copy or distribute outside original intent.

Information contained herein has been obtained from sources considered reliable, but its accuracy and completeness are not guaranteed. It is not intended as the primary basis for financial planning or investment decisions and should not be construed as advice meeting the particular investment needs of any investor. This material has been prepared for information purposes only and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy. Past performance is no guarantee of future results.

Recent Insights

2026 Compliance Calendar

Stay ahead of deadlines with help from our annual Compliance Calendar.

Plan Sponsor Newsletter: Strengthening Fiduciary Leadership

From executive benefits to employee engagement and cybersecurity policies, this quarter’s newsletter focuses on effective strategies for plan sponsors.

Is Your Retirement Plan Ready for Today’s Cybersecurity Threats?

Learn why cybersecurity is a fiduciary responsibility for retirement plan sponsors. Discover practical steps to help protect participant data and support compliance.