With the fall and winter holiday season rapidly approaching, many are prepping to host their traditional family gatherings in new and creative ways in light of the COVID-19 pandemic. While the settings may be different this year, and we may be gathering virtually, one thing is unlikely to change: when family and friends gather, uncomfortable topics will come up in conversation. One of those topics is likely money and personal finances. In July of 2019, TD Ameritrade conducted a study that asked participants about their comfort levels discussing certain issues, primarily focusing on money/personal finances.

Here are some helpful tips to help you build and repair your financial reputation for a long-lasting impact.

When searching for a financial advisor, you will likely see a lot of “alphabet soup” following prospective advisors’ names. While all these designations, licenses, and certifications have different education and experience requirements (and some may carry more weight than others), one certification rises above the rest as the standard for financial planning-focused advisors: the CFP®.