Private Wealth Management Insights

Greenspring Advisors Financial Planning Insights Greenspring Advisors Investment Planning Insights

The Myth About Holding Individual Bonds

“My bond pays me 6%.  It’s crazy that people own bonds yielding only 2%.” “My broker built a bond ladder of individual bonds.  As long as I hold until maturity, it can’t lose value.” You may have heard statements like this before.  If true, it certainly appears that holding individual bonds is superior to holding bonds via a mutual fund or ETF. But is it?
Read More »
Greenspring Advisors Financial Planning Insights Greenspring Advisors Corporate Retirement Legislation Insights

BREAKING: President Biden’s Student Loan Relief Plan

As you have probably heard, President Biden last week announced his long-awaited student loan relief plan, with the headline being $10,000 in student debt cancellation for certain borrowers.
Read More »
Greenspring Advisors Financial Planning Insights Greenspring Advisors Investment Planning Insights

June 22nd Market Commentary

It's no secret that the markets are experiencing a challenging year with many wondering if we're nearing a recession. So we asked seasoned members of our Investment Committee, Pat Collins, CFP®, EA, and Greg Hobson, CFP®, AIF®, to speak to those challenges and lend some valuable perspectives based on what they've experienced during their respected careers.
Read More »
Greenspring Advisors Financial Planning Insights Greenspring Advisors Investment Planning Insights

DeFAANGed: A Nightmare on Wall Street

Goliath. Achilles. The bear from The Revenant. Powerful, imposing, and victorious as these legendary figures became, their mighty falls remain infamous…
Read More »
Greenspring Advisors Financial Planning Insights

What is a CFP®? (and Why It’s Important to Work with one)

When searching for a financial advisor, you will likely see a lot of “alphabet soup” following prospective advisors’ names. While all these designations, licenses, and certifications have different education and experience requirements (and some may carry more weight than others), one certification rises above the rest as the standard for financial planning-focused advisors: the CFP®.
Read More »
Greenspring Advisors Investment Planning Insights

Market Commentary: May 17, 2022

The stock and bond markets have been struggling in 2022. We thought it would be helpful to provide an explanation regarding what has been happening, how to think about these issues, and what we are doing about it.
Read More »
Greenspring Advisors Investment Planning Insights

I-Bonds: The Treasury’s Best Kept Secret

If something sounds too good to be true, it usually is not all it’s cracked up to be--- unless it is the current yield on Series I savings bonds, also known as, I-bonds. I-bonds are savings bonds guaranteed by the US Government that currently yield 7.12% and will increase to 9.62% in May.
Read More »
Greenspring Advisors Financial Planning Insights Greenspring Advisors Investment Planning Insights

Residential Rental Real Estate: Buyer Beware

Many major asset classes have experienced substantial growth over the last several years, resulting in very expensive valuations. This has led some investors to think beyond traditional investments like stocks and bonds and consider investing in single-family residential real estate for its steady cash flow and price appreciation potential. can this be a good use of capital for investors looking to earn higher potential returns?
Read More »
Greenspring Advisors Investment Planning Insights

Market Commentary: Crisis in Ukraine

The events of the past several weeks have been devastating and unsettling on many fronts. When it comes to how these events have impacted the investment markets, there are several items we believe investors should keep in mind...
Read More »