2025 Contribution Limits

The new Retirement Plan Contribution Limits are official!

The following limits are going up for 2025:

  • Maximum contributions for 401(k), 403(b) and 457 increases to $23,500
  • Maximum contributions for highly compensated employees increased to $160,000
  • Maximum contributions for SIMPLE retirement accounts increased to $16,500
  • Maximum contributions for Defined Contribution Limit increased to $70,000
  • NEW Super Catch-up for Age 60-63 is $11,250

Review the full list of contribution limit changes below and share with your plan participants!

Greenspring Advisors-2025 Contribution Limits

Download 2025 Contribution Limits >>

 

Greenspring Advisors

www.greenspringadvisors.com

One West Pennsylvania Avenue, Suite 500

Towson, Maryland 21204 | 443-564-4600

This information was developed as a general guide to educate plan sponsors and is not intended as authoritative guidance or tax/legal advice. Each plan has unique requirements, and you should consult your attorney or tax advisor for guidance on your specific situation.

©401(k) Marketing, LLC.  All rights reserved. Proprietary and confidential.  Do not copy or distribute outside original intent.

Information contained herein has been obtained from sources considered reliable, but its accuracy and completeness are not guaranteed. It is not intended as the primary basis for financial planning or investment decisions and should not be construed as advice meeting the particular investment needs of any investor. This material has been prepared for information purposes only and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy. Past performance is no guarantee of future results.

Recent Insights

Plan Sponsor Newsletter: Employee Benefits Trends

Stay ahead of Employee Benefits Trends in the DC Metro Area. Learn how companies are adapting benefits to meet workforce needs and stay competitive.

Employee Benefits to Help Motivate Your Workforce

Enhance workplace satisfaction in the DC Metro Area with employee benefits that attract, retain, and engage top talent. Build a motivated and loyal workforce today!

Understanding Student Loan Matching Programs

Explore the benefits of Student Loan Matching with Greenspring Advisors! Gain insights on how these programs can help employees pay debt & save for retirement.