Self-Employed Retirement Plans- Which Retirement Plan is Right for You?

Being self-employed, like many aspects of life, has both advantages and disadvantages. One major advantage is access to tax-advantaged retirement accounts with high contribution limits, flexible investment options, and relatively easy administration. Read about simple options that allow you to take the next step toward saving for your retirement.

Updates to Required Minimum Distribution Rules for Retirement Accounts

We are rapidly approaching the end of the year, which means cooler weather, holiday cheer, and everyone’s favorite topic: required minimum distributions!

Do You Have an Employee Stock Purchase Plan? Then This Is for You.

A 401(k) match is additional money your employer adds to your 401(k) when you contribute a certain amount, up to a percentage of your salary. Some people refer to this as “free money”: you don’t have to anything to earn it other than contribute to your retirement plan. Another valuable source of this “free money” is an Employee Stock Purchase Plan (ESPP). However, not many people use it. In fact, while many mid and large-size companies offer an ESPP, less than 50% of those eligible employees actually participate.

Retirement Planning: Not One Size Fits All

The best way to achieve any goal is by implementing a plan. Whether you are 20 years or two years from retirement, it is never too early or too late to put a plan in place to achieve your retirement goals. We want to share with you some of the key considerations for a successful retirement.

Three Things Retirees Can Do to Combat Inflation

Inflation, often referred to as “the hidden tax", is the thief in the night that slowly erodes the value of those hard-saved dollars. If you are retired and living on a fixed income source like Social Security and/or a pension, you are most vulnerable to inflation and its impact on your lifestyle.

Knowing the Future is Not Enough

In many ways, 2020 was one for the record books. Since we are financial advisors and not social or political pundits, we’re going to focus on what happened in the investment world and what we should take away from this historic year.

The Real Value of a Roth IRA

Many of our clients still in their working years do not qualify to make Roth IRA contributions, but clients do qualify to contribute from time to time, and we often recommend doing so.

How Joe Biden’s Tax Proposal Would Impact High Net Worth and High Income Individuals

As we enter the last month of the general election, we thought it would be important to review Joe Biden’s tax proposal and the impact it would have on many of our clients. While there are many parts to his tax proposal that have been laid out, this blog will focus on some of the most impactful areas to individuals.

HSAs: The Holy Grail of Tax and Retirement Planning?

Just as the Holy Grail has become a legend, so has this financial solution, which offers you compelling tax advantages. A Health Savings Account (HSA) offers just that. And if you meet the qualifications to contribute to one, you can also be a beneficiary of one of the most powerful retirement planning solutions out there.

Retirement Insights

Self-Employed Retirement Plans- Which Retirement Plan is Right for You?

Updates to Required Minimum Distribution Rules for Retirement Accounts

Do You Have an Employee Stock Purchase Plan? Then This Is for You.

Retirement Planning: Not One Size Fits All

Three Things Retirees Can Do to Combat Inflation

Knowing the Future is Not Enough

The Real Value of a Roth IRA

How Joe Biden’s Tax Proposal Would Impact High Net Worth and High Income Individuals

HSAs: The Holy Grail of Tax and Retirement Planning?

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