At Greenspring our clients come first.

Established in 2004, Greenspring is an independent, fee-only firm, specializing in holistic and progressive investment advisory services to retirement plan fiduciaries, foundations, and endowments; and comprehensive wealth management services and financial planning to private investors.

Our team understands that in today’s world the demands on your time and energy have never been more pressing; therefore having a financial advocate to focus on your needs with the attentiveness it deserves is vital. Not only do we deliver personalized financial expertise, but we are committed to making certain we understand your goals. That is why our services are customized according to your needs and aspirations.

MEET OUR TEAM.

Get better acquainted with Greenspring.

Our mission is to align your goals with your passions; so living a richer life is not only possible, but achieved. Learn how Greenspring operates by checking out our firm video.

Greenspring Advisors Listed as One of the Largest Corporate Philanthropists in Greater Baltimore by the Baltimore Business Journal

The Greater Baltimore's Largest Corporate Philanthropists list was published by the Baltimore Business Journal on 10/17/25 based on the time period of 1/1/24 to 12/31/24 and ranked by the sum of 2024 cash contributions/donations. Greenspring Advisors did not directly or indirectly pay to be considered for or included in this ranking. Greenspring Advisors did purchase publication memberships from the Baltimore Business Journal; however, these payments were unrelated to the ranking methodology, determination, or selection process. Greenspring Advisors has a reasonable basis for believing that any questionnaire or survey used in the preparation of this third-party rating is structured to make it equally easy for a participant to provide favorable and unfavorable responses and is not designed or prepared to produce any predetermined result. Third-party rankings and recognitions are no guarantee of future investment outcomes and do not ensure a client or prospective client will experience a higher level of performance results.

Greenspring Advisors Recognized as One of Greater Baltimore’s Largest Money Managers by the Baltimore Business Journal

The Baltimore Business Journal's Greater Baltimore's largest money managers list was published on 9/5/25 by the Baltimore Business Journal based AUM during the time period of 1/1/24 to 12/31/24. Greenspring Advisors provided compensation to the Baltimore Business journal through individual memberships to the Baltimore Business Journal publication, though Greenspring Advisors did not pay to participate in this ranking. Greenspring Advisors has a reasonable basis for believing that any questionnaire or survey used in the preparation of this third-party rating is structured to make it equally easy for a participant to provide favorable and unfavorable responses and is not designed or prepared to produce any predetermined result. Third-party rankings and recognitions are no guarantee of future investment outcomes and do not ensure a client or prospective client will experience a higher level of performance results.

Greenspring Advisors Recognized as Greater Baltimore’s 9th Fastest Growing Private Company by the Baltimore Business Journal

The Fast 50 2025: Greater Baltimore's fastest-growing private companies list was published on 9/17/25 by the Baltimore Business Journal and based on revenue growth during the time period of 1/1/22 to 12/31/24. Greenspring Advisors did not directly or indirectly pay to be considered for or included in this ranking. Greenspring Advisors did purchase event tickets and publication memberships from the Baltimore Business Journal; however, these payments were unrelated to the ranking methodology, determination, or selection process. Greenspring Advisors has a reasonable basis for believing that any questionnaire or survey used in the preparation of this third-party rating is structured to make it equally easy for a participant to provide favorable and unfavorable responses and is not designed or prepared to produce any predetermined result. Third-party rankings and recognitions are no guarantee of future investment outcomes and do not ensure a client or prospective client will experience a higher level of performance results.

2025 Greenspring Grant Program Awards $100,000 in Grants

2024 Greenspring Grant Impact Report

Greenspring Advisors, LLC and Wealthstream Advisors, Inc. Announce Strategic Merger to Form Independent, Employee-Owned Firm Focused on Long-Term Client Success

Greenspring Advisors Listed Among Top-Growing RIAs by Discretionary and Non-Discretionary AUM by FA Magazine

The 2025 RIA Ranking was published by FA Magazine on 7/11/25 based on the time period of the year prior. Greenspring Advisors did not pay to participate. Greenspring Advisors has a reasonable basis for believing that any questionnaire or survey used in the preparation of this third-party rating is structured to make it equally easy for a participant to provide favorable and unfavorable responses and is not designed or prepared to produce any predetermined result. Third-party rankings and recognitions are no guarantee of future investment outcomes and do not ensure a client or prospective client will experience a higher level of performance results.

We are your fiduciary. Always.

We were founded on the principle that clients are best served by working with an independent firm that serves in the trusted position of “fiduciary”; meaning our obligation is to work exclusively in your best interests. We commit ourselves in writing to the highest standard under the law in ALL matters, 100% of the time. To that end, we serve in an acknowledged fiduciary capacity to all clients, both individual and institutional.

We are fee only.

Greenspring was formed to provide independent advice to both institutional and private wealth clients. We NEVER make commissions or take compensation from third parties. We maintain no affiliation to any other firm or product provider and have never received any form of indirect compensation since the firm’s inception. 100% of our revenue is derived from our investment advisory and consulting services. We have developed an advisor selection tool that helps you determine which fee-only advisor is right for you. Download the Advisor Selection Tool »

We are an Independent.

An independent firm means no one owns us and we are not under contract to any party to sell products. Legally, we only work directly for our clients and no one else. We represent you, and you alone.

Our Core Purpose

To Help Every Person Live Their Ideal Life

2026 Compliance Calendar

Stay ahead of deadlines with help from our annual Compliance Calendar.

Plan Sponsor Newsletter: Strengthening Fiduciary Leadership

From executive benefits to employee engagement and cybersecurity policies, this quarter’s newsletter focuses on effective strategies for plan sponsors.

Wealth Preservation Across Generations: Financial Planning Strategies

For most of our clients, multi-generational wealth transfer is a top-of-mind priority. When done well, wealth transfers create outsized impact for both heirs and charity while providing you with the peace of mind that your wishes are followed.

Greenspring Advisors: Comprehensive Wealth Management and Fiduciary Consulting

Greenspring Advisors works hard so that you can live your ideal life.

Since 2004, we’ve operated as fee-only, employee-owned fiduciary financial advisors under one principle — the client always comes first. We serve private wealth and institutional clients from our offices in Maryland, New Jersey, and Pennsylvania. We provide comprehensive solutions tailored to meet the unique financial needs of individuals, families, and organizations.

Private Wealth Management: Comprehensive Financial Solutions

We specialize in offering tailored services for high-net-worth individuals, couples, and families, guiding you through the intricacies of financial planning, investment management, and wealth preservation so that you can live your ideal life. Our team of financial advisors and financial planners works closely with each client to understand the nuance of your situation. We build custom strategies to help you achieve your goals while minimizing risk.

Financial Planning

At Greenspring Advisors, financial planning is not jargon; it is the process of bringing your financial life into one picture so you can focus on living it. It is understanding what matters in your ideal financial life and helping you live that life. It is maximizing your cash flow, growing wealth through investment management, minimizing risk through insurance planning, reducing taxes, and defining your legacy. As the picture of your life changes in expected or unexpected ways, whether retirement, managing an inheritance, selling a business, implementing a philanthropic plan, grieving the loss of a loved one, or working through a divorce, our strategies adapt alongside you.

Investment Management

Our investment philosophy maximizes the odds of successfully achieving your financial goals through diversified and robust portfolios that reduce uncertainty relative to your unique goals. We build sophisticated, research-based portfolios with access to institutional investment strategies. We seek to mitigate total costs, risk exposures, and taxes with consistent, daily oversight of your portfolios. All so you can focus on living your ideal financial life.

Retirement Income Planning

Greenspring Advisors understands that retirement is one of the most significant transitions in your life. We help define what retirement means to you, provide the confidence to live the life you want, and help you prepare without leaving anything on the table (unless you want to!). We guide you throughout the journey by optimizing your retirement income from Social Security and your portfolio, ensuring comprehensive healthcare coverage, and navigating ongoing changes in tax policy.

Tax Minimization Strategies

We seek to minimize total taxes across your lifetime and utilize multi-year tax planning techniques. We stay current on the latest tax planning opportunities to maximize your after-tax wealth. We use Roth conversions to enable tax-free growth and withdrawals down the line, monitor your portfolio daily to opportunistically tax-loss harvest, and leverage charitable giving strategies to maximize the impact of your dollars on charities that matter to you.

Cash Flow Analysis

We help individuals and families determine if their spending is sustainable and find ways to spend more on what matters most to them. Like the most sophisticated corporations and investors, we optimize the after-tax return of your safety reserve, help negotiate the terms, rates, and costs of your most significant purchases, and take care of the daily maintenance of your investment accounts.

Corporate Retirement Plan Consulting: Fiduciary Services for Mid- to Large-Sized Businesses

Greenspring Advisors offers a full suite of fiduciary services for our institutional clients, allowing you to concentrate on your business. We help companies design and manage efficient corporate retirement plans that meet fiduciary obligations, reduce liability, and improve employee satisfaction and well-being. We work closely with human resources executives, business owners, and CFOs to create retirement plans that align with company goals and enhance employees’ financial security.

Investment Management and Oversight

Greenspring Advisors can serve as a 3(21) co-fiduciary or a 3(38) investment manager. Serving as a 3(38) investment manager allows us to exercise discretion over your plan’s investments. In this arrangement, you, as the plan sponsor, can shift more of the responsibility and liability associated with investment management to us.

We offer comprehensive oversight of plan investments that include:

Creating and reviewing the investment policy statement
Selecting and monitoring investments
Reviewing the reasonableness of investment fees and expenses
Providing thorough investment due diligence reporting

Our financial advisors ensure that the plan investments align with the long-term goals of both the employer and employees.

Employee Financial Wellness Programs

In addition to our fiduciary services, Greenspring Advisors is committed to improving employee financial well-being. We implement customized employee financial wellness programs, which give employees access to financial education, planning tools, and personalized advisory services from a team of financial planners. Our proprietary program, (k)larity@Work™, is a comprehensive financial wellness solution that empowers employees to take control of their financial future, improving both personal satisfaction and workplace engagement.

The Greenspring Advisors Difference: Core Values and Strengths

At Greenspring Advisors, we believe in adhering to core values that guide our actions and help us deliver exceptional client service:

Love your neighbor: We treat every client with respect, compassion, and empathy.
Master your craft: We continually invest in learning and growth to provide the highest-quality financial advice.
Have a bias towards action: We proactively address our clients’ needs and help them make informed decisions quickly.
Own your stuff: We take full responsibility for the advice and service we provide.
Trust the evidence: Our strategies and recommendations are based on research and data, ensuring clients receive evidence-based advice.

Financial Partnership

At Greenspring Advisors, we provide financial partnership to our clients. Whether you’re a high-net-worth individual seeking private wealth management or a business leader looking for fiduciary consulting and retirement plan solutions, our team of financial advisors is here to help.

GSA Giving

One thing Greenspring's most passionate about is the opportunity to give back. We aim to enrich our local communities by continually asking, “How can we help?”

Careers at GSA

If “enriching people’s lives” figures prominently in your definition of success, we invite you to consider furthering your career with us. We’re a growing company with a passion for helping others reach their dreams, and we are looking for talented people who share this passion.

Internship Program

Our 12-week rotational program allows the opportunity for rising seniors to learn about the financial services industry first-hand through training exercises and assisting our team with real-life scenarios.

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