Private Wealth Management: Comprehensive Financial Solutions

We specialize in offering tailored services for high-net-worth individuals, couples, and families, guiding you through the intricacies of financial planning, investment management, and wealth preservation so that you can live your ideal life. Our team of financial advisors and financial planners works closely with each client to understand the nuance of your situation. We build custom strategies to help you achieve your goals while minimizing risk.

Financial Planning

At Greenspring Advisors, financial planning is not jargon; it is the process of bringing your financial life into one picture so you can focus on living it. It is understanding what matters in your ideal financial life and helping you live that life. It is maximizing your cash flow, growing wealth through investment management, minimizing risk through insurance planning, reducing taxes, and defining your legacy. As the picture of your life changes in expected or unexpected ways, whether retirement, managing an inheritance, selling a business, implementing a philanthropic plan, grieving the loss of a loved one, or working through a divorce, our strategies adapt alongside you.

Investment Management

Our investment philosophy maximizes the odds of successfully achieving your financial goals through diversified and robust portfolios that reduce uncertainty relative to your unique goals. We build sophisticated, research-based portfolios with access to institutional investment strategies. We seek to mitigate total costs, risk exposures, and taxes with consistent, daily oversight of your portfolios. All so you can focus on living your ideal financial life.

Retirement Income Planning

Greenspring Advisors understands that retirement is one of the most significant transitions in your life. We help define what retirement means to you, provide the confidence to live the life you want, and help you prepare without leaving anything on the table (unless you want to!). We guide you throughout the journey by optimizing your retirement income from Social Security and your portfolio, ensuring comprehensive healthcare coverage, and navigating ongoing changes in tax policy.

Tax Minimization Strategies

We seek to minimize total taxes across your lifetime and utilize multi-year tax planning techniques. We stay current on the latest tax planning opportunities to maximize your after-tax wealth. We use Roth conversions to enable tax-free growth and withdrawals down the line, monitor your portfolio daily to opportunistically tax-loss harvest, and leverage charitable giving strategies to maximize the impact of your dollars on charities that matter to you.

Cash Flow Analysis

We help individuals and families determine if their spending is sustainable and find ways to spend more on what matters most to them. Like the most sophisticated corporations and investors, we optimize the after-tax return of your safety reserve, help negotiate the terms, rates, and costs of your most significant purchases, and take care of the daily maintenance of your investment accounts.

Corporate Retirement Plan Consulting: Fiduciary Services for Mid- to Large-Sized Businesses

Greenspring Advisors offers a full suite of fiduciary services for our institutional clients, allowing you to concentrate on your business. We help companies design and manage efficient corporate retirement plans that meet fiduciary obligations, reduce liability, and improve employee satisfaction and well-being. We work closely with human resources executives, business owners, and CFOs to create retirement plans that align with company goals and enhance employees’ financial security.

Investment Management and Oversight

Greenspring Advisors can serve as a 3(21) co-fiduciary or a 3(38) investment manager. Serving as a 3(38) investment manager allows us to exercise discretion over your plan’s investments. In this arrangement, you, as the plan sponsor, can shift more of the responsibility and liability associated with investment management to us.

We offer comprehensive oversight of plan investments that include:

• Creating and reviewing the investment policy statement
• Selecting and monitoring investments
• Reviewing the reasonableness of investment fees and expenses
• Providing thorough investment due diligence reporting

Our financial advisors ensure that the plan investments align with the long-term goals of both the employer and employees.

Employee Financial Wellness Programs

In addition to our fiduciary services, Greenspring Advisors is committed to improving employee financial well-being. We implement customized employee financial wellness programs, which give employees access to financial education, planning tools, and personalized advisory services from a team of financial planners. Our proprietary program, (k)larity@Work™, is a financial wellness solution that enables employees to manage their finances, aimed at improving both personal satisfaction and workplace engagement.

The Greenspring Advisors Difference: Core Values and Strengths

At Greenspring Advisors, we believe in adhering to core values that guide our actions and help us deliver exceptional client service:

• Love your neighbor: We treat every client with respect, compassion, and empathy.
• Master your craft: We continually invest in learning and growth to provide the highest-quality financial advice.
• Have a bias towards action: We proactively address our clients’ needs and help them make informed decisions quickly.
• Own your stuff: We take full responsibility for the advice and service we provide.
• Trust the evidence: Our strategies and recommendations are based on research and data, ensuring clients receive evidence-based advice.

Financial Partnership

At Greenspring Advisors, we provide financial partnership to our clients. Whether you’re a high-net-worth individual seeking private wealth management or a business leader looking for fiduciary consulting and retirement plan solutions, our team of financial advisors is here to help.