Kristina Groff, CFP®, EA

Senior Financial Advisor

Experience & Expertise

Kristina is a Senior Financial Advisor and CERTIFIED FINANCIAL PLANNER® within the firm’s Private Client Group. She focuses on helping clients transition confidently into retirement, particularly addressing the unique challenges faced by widows and widowers. Kristina values building strong relationships with her clients during these significant life changes by providing clear communication and actionable plans that support their goals.

Get Better Acquainted With Kristina

Favorite Thing About Working With Clients

“Witnessing their confidence skyrocket after our financial plan is implemented.”

My Philosophy On Client Service

“Tell clients what you’re going to do, then go do it.”

Pennsylvania 
B.A. in Communications, Graham Fellow, Valedictorian – Penn State, York
CERTIFIED FINANCIAL PLANNER®
Enrolled Agent (EA)
Member of Penn State York Women’s Philanthropic Network
Lancaster, PA
Penn State
Lancaster Conservancy
North Star Initiative
Travelling with family
Reading
Quilting
Trust the Evidence
What I Love About Greenspring Advisors

"The team – I felt like I was “home” on day one with such a smart and kind people willing to mentor others and relentlessly pursue better outcomes for clients. I believe we attract the best and the brightest team members, and clients feel the difference."

Recent Insights

Disability Insurance for Self-Employed Individuals: A Guide

Many solopreneurs find it difficult to care for themselves while building and scaling their businesses. The stakes are high, and the risk of failure is ever-present. Mentally, it can be challenging to even consider giving up or doing anything else.

Wealth Preservation Across Generations: Financial Planning Strategies

For most of our clients, multi-generational wealth transfer is a top-of-mind priority. When done well, wealth transfers create outsized impact for both heirs and charity while providing you with the peace of mind that your wishes are followed.

Tax Implications for Widows and Widowers

The loss of a spouse has been described to me by clients as “all-encompassing grief” and “an indescribable emotional, physical, and mental fatigue.” For those who have experienced a significant loss recently, the burden of financial decision-making may feel like a weight added to an already heavy load.