J. Patrick Collins Jr., CFP®, EA

Partner & CEO

Experience & Expertise

Pat is the CEO and co-founder of Greenspring Advisors. He has been active in the financial services industry since 2000 and previously worked at Merrill Lynch. Pat earned a Bachelor of Science degree from Penn State University and is a CERTIFIED FINANCIAL PLANNER® professional as well as an Enrolled Agent with the Internal Revenue Service (IRS).

He is involved in several charitable organizations, serving as a board member for Leadline Ministries, a past treasurer and board member of New Song Community Learning Center, and a mentor to entrepreneurs through Innovation Works. He and his wife, Beth, founded The Greenspring Advisors Financial Planning Scholarship through Towson University.

Pat frequently speaks at industry conferences and events, and he is often featured in local, industry, and national media.

He is married to Beth and they have two sons. In his free time, Pat enjoys golfing, traveling, and spending time with family and friends.

Get Better Acquainted With Pat

Favorite Thing About Working With Clients

“Helping clients articulate what is most important to them, then helping them develop a plan on how they will achieve it.”

My Philosophy On Client Service

“Do what you say you are going to do. Ben Franklin said it best, ‘Well done is better than well said.'”

Maryland 
B.S. from Penn State University
CERTIFIED FINANCIAL PLANNER®
Enrolled Agent with the IRS
West Chester, PA
Penn State University
Leadline Ministries
Innovation Works
Golf
Travel
Spending time with friends and family
Trust The Evidence
What I Love About Greenspring

“Working with the most talented and committed team that are entirely focused on helping others live their ideal life.”

Recent Insights

Debunking the Myth: Why an Inverted Yield Curve Doesn’t Always Spell Recession

In the world of finance, few indicators strike fear into the hearts of investors quite like the dreaded inverted yield curve. It's often hailed as an ominous harbinger of economic downturns, sending shockwaves through markets and sparking widespread concern. But does an inverted yield curve truly signify an impending recession every time? Let's delve into this financial phenomenon and separate fact from fiction.

Tax Drag: Picking Up Nickles

“Picking up nickels in front of a steamroller” is an old saying in the investment world to describe a strategy that has small, positive, and fairly regular returns, with the occasional huge risk that can wipe you out. Tax planning around your investments gets half of the saying right, in that tax planning is like picking up nickels, which can generate small, positive, and fairly regular returns – if you do it right.

Knowing the Future is Not Enough

In many ways, 2020 was one for the record books. Since we are financial advisors and not social or political pundits, we’re going to focus on what happened in the investment world and what we should take away from this historic year.